Check Your Credit Score in 2 Minutes
Here, you can check your CIBIL score:
About CIBIL Score
The CIBIL score is a credit score used in India that represents a person's creditworthiness.
It ranges from 300 to 900, with a higher score indicating better creditworthiness.
Click below to check your CIBIL score:
Check CIBIL ScoreFrequently Asked Questions (FAQs) About CIBIL Score
What is a CIBIL score?
The CIBIL score is a three-digit numeric summary of your credit history, representing your creditworthiness to lenders.
How is the CIBIL score calculated?
The CIBIL score is calculated based on your credit history, including your repayment track record, credit utilization, credit inquiries, and other factors.
What is a good CIBIL score?
A good CIBIL score typically ranges between 750 to 900, reflecting a high creditworthiness.
How can I check my CIBIL score?
You can check your CIBIL score online through the official CIBIL website by registering and following their process.
Does checking my CIBIL score frequently affect it?
No, checking your own CIBIL score does not impact it. It's considered a soft inquiry and doesn’t affect your score.
Can errors in my credit report affect my CIBIL score?
Yes, errors in your credit report can negatively impact your CIBIL score. It's essential to regularly review your report for inaccuracies.
How long does it take to improve a CIBIL score?
Improving a CIBIL score depends on various factors, but consistent positive credit behavior can help raise it over time.
Can I have more than one CIBIL score?
No, you have only one CIBIL score generated based on your credit history.
Do late payments affect my CIBIL score?
Yes, late payments can negatively impact your CIBIL score, as they reflect your credit behavior to lenders.
Is it possible to get a loan with a low CIBIL score?
While it's more challenging to secure a loan with a low CIBIL score, some lenders offer options specifically designed for individuals with lower credit scores.
